CHSI - Leading in Workers' Compensation Self Insured Groups

Self-Insured Workers' Compensation

Program Design & Management

Businesses joining together to form a workers compensation Self-Insured Group (SIG) are looking to control their operating expenses by paying only for the actual costs of claims, not insurance premiums that often increase regardless of business performance. Working with an actuary, self-insured groups develop an underwriting plan to collect funds needed for projected claims and expenses, and design cost containment programs to minimize risk to members. The Joint and Several agreement is the legal document that binds the group, in order to share the burden of workers compensation insurance costs, and the financial benefits that come with proper group administration.

With this level of control comes a commensurate responsibility to maintain high safety standards and admit only prospective members with excellent workers comp histories. Individual members must remain focused on minimizing accidents in the workplace and bringing claims to a satisfactory close as quickly as possible.

Why CHSI?

Affordable. Experienced. Agile.
CHSI is the ONLY manager of self-insured workers’ compensation programs with:

• A proven track record of saving clients money on workers’ compensation.

• An excellent reputation with regulators in different states. This leads to an efficient approval process for new programs.

• Comprehensive feasibility studies that are used as the backbone of regulatory submissions.

• An underwriting plan and rate proposal that fully consults member needs while laying the foundation for a successful program.

• Proven service partners who are responsive to your needs and help keep your costs down in the process.

• Proprietary technology infrastructure makes CHSI responsive to you – especially when you need help the most – while keeping costs down.

In addition to the experience and innovative approach CHSI brings to designing self-insured groups (SIGs), CHSI has a proven track record of helping companies keep insurance costs down through effective program management, workplace safety programs and other measures:

CHSI Solutions Hotline

The CHSI Solutions Hotline is a call center staffed by Registered Nurses (RNs) to assist supervisors in determining the course of action needed for an injured employee. The call center is available 24/7 and has multilingual translators that are available to assist all non-English speaking employees. CHSI Solutions Hotline provides a simple and effective way to address the challenge of managing work-related injuries by:

• Immediate access to medical professionals for injured employees and supervisors, 24 hours a day, 7 days a week
• Sound clinical decisions about when first aid is appropriate and when referrals are necessary
• Consistent treatment decisions and documentation of injuries
• When off-site referrals are necessary, directing employees to the most effective providers
• Prompt reporting of injuries to all designated recipients
• Consolidated reporting of all injuries via a secure website

CHSIConnect.com

CHSIConnect.com is a secure online membership portal for clients to file and manage claims online, pay bills and print or request certificates of insurance. New claims can be opened online and existing claims can be reviewed.
Additionally, historical or current claim information is displayed graphically to illustrate:

• Claim Payment by Type
• Claim Count by Type
• Claim Cost by Type
• Incurred vs. Paid